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Crop Insurance Guidance

Your Harvest is Precious. Let’s Make Sure It’s Protected.

Unpredictable weather, rising costs, and crop damage - every farmer faces these risks. But with Khetavya's Crop Insurance Guidance, you don’t have to face them alone. From applying for schemes like PMFBY to getting help during claim settlement, we walk with you through every step, clearly and confidently.

We guide you to get what you’re entitled to.

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Easy Insurance Enrollment

Applying for crop insurance can be complicated. We make it simple by streamlining the process so you can get the coverage you need, quickly and easily.

We help you:

  • Understand which scheme (like PMFBY) you’re eligible for
  • Complete forms properly, without mistakes
  • Collect and verify your required documents:
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Knowing What’s Covered And What’s Not

We help you understand what your policy includes:

Covered under PMFBY:

  • Crop losses due to drought, flood, hailstorm, cyclone, etc.
  • Pest and disease damage
  • Prevented sowing due to weather conditions
  • Post-harvest loss (up to 14 days) for crops cut and laid in field
  • Coverage across entire crop cycle (from sowing to harvest)

We explain all this in simple language, so you can be sure of your protection.

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Premiums You Can Afford

Farmers pay only a small part of the premium:

Crop Type Kharif crops Rabi crops Horticultural crops
You Pay (Farmer’s Share) 2% of sum insured 1.5% 5%

The rest is paid by Central and State Governments.

Claim Guidance

If your crop suffers damage, we guide you to file your claim the right way, quickly, and without confusion.

We guide you with:

  • Reporting the loss on time (within 72 hours of damage)
  • Filling intimation forms and collecting proof
  • Creating a proper documentation packet (photos, land proof, etc.)
  • Helping you during Crop Cutting Experiments (CCE) if needed
  • Coordinating with insurance companies and agriculture officers
  • Tracking your claim status and following up until it’s credited to your bank

We handle the paperwork, and take care of the claim so you can take care of your farm and grow.

Why Farmers Trust Khetavya for Insurance Help

We make sure you understand what you're signing up for, get the right coverage, and receive your claim without confusion or delay. It's honest support, every step of the way.

Local Support

We provide local support meaning better communication, faster support, and real understanding.

Clear Explanation

We make sure you understand what’s covered and how it works.

Reliable Guidance

From filling the form to getting your claim, we guide you throughout.

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Benefits for Farmers

These benefits help you stay strong and stable through tough seasons and keep moving forward with confidence.

  • Financial protection when crops fail

    If bad weather or pests damage your crops, insurance helps you recover without losing everything.

  • No need to borrow in tough times

    With insurance coverage, you’re less likely to fall into debt when unexpected losses happen.

  • Easier access to bank loans

    Crop insurance makes it easier to get loans from banks, as it reduces risk for both you and the lender.

  • Confidence to plan ahead

    Knowing your crop is insured gives you peace of mind to invest in better inputs and plan for the next season.

Get Guidance for Insurance

We explain your options clearly and help you get started without confusion or extra charges.